DSCR calculator for business loans
Before they quote a rate, most business lenders check your debt service coverage ratio. See where you stand — and how much debt your income can comfortably support.
Debt service coverage ratio (DSCR)
The headline metric most business lenders check: annual net operating income ÷ annual debt payments.
1.50HealthyMost lenders look for 1.25 or higher.
At a 1.25 target, your income could support up to $144,000 in annual debt service.